Credence

Security at Credence Credit

We treat your financial data with the seriousness it deserves. This page summarizes the controls and practices that protect your account.

Industry-standard encryption

All traffic between your device and Credence Credit is encrypted with TLS. Data at rest in our managed database is encrypted with strong, industry-standard ciphers.

Sensitive card data is never stored

When you scan a credit or debit card, we never persist the full card number, CVV/security code, expiration date, or cardholder name. Only the last four digits, network, and issuer are retained — alongside a sanitized, AI-recreated card artwork.

Stripe processes every payment

Subscription billing and the one-time Lifetime Premium purchase are processed entirely by Stripe. Your payment card details never touch our servers.

AI used only to improve your experience

AI image processing powers receipt OCR and card recognition. Requests are routed through our hosted gateway. Your data is not used to train public models.

Privacy-first by design

Per-user row-level security isolates your data from every other account. Raw card photos are discarded after processing. Back-of-card images are never stored. Analytics exclude founder and admin activity.

Authentication

Sign in with email/password or Google. Passwords are hashed by our managed auth provider and are never visible to our team.

Reporting a security vulnerability

If you believe you've found a vulnerability in Credence Credit, please email support@credence-credit.us with the subject line "Security report". Include:

  • A clear description of the issue and its impact.
  • Steps to reproduce (URLs, payloads, accounts used).
  • Any proof-of-concept code or screenshots.
  • Your name or handle if you'd like credit.

Please give us a reasonable opportunity to investigate and remediate before public disclosure. Do not access, modify, or delete data that doesn't belong to you, and don't run intrusive scans against production. We acknowledge reports within 48 hours.

Financial disclaimer. Credence Credit provides educational tools and financial organization features. It is not a bank, lender, payment processor, credit bureau, financial advisor, tax advisor, or investment advisor. Users should independently verify financial information and make their own financial decisions.